Chiefly the mould of a man’s fortune is in his own hands.

Conditions deal the material and your handling of it does most of the shaping. That is not a claim that everything is deserved, which would be cruel and untrue; plenty happens to people that no conduct invited. It is the narrower point that within whatever you have been given, the largest single influence on how it turns out is what you repeatedly do. Luck sets the range. Habits decide where inside it you land.

Stop auditing the hand and start on the play. Name one thing you have been treating as fixed by circumstance, and test whether a month of different behaviour moves it even slightly.