You don’t need a factory reset. Most change is just adjusting a few settings you forgot existed.

Wholesale erasure is rarely what is needed and always what gets fantasised about, because starting over sounds cleaner than adjustment. In practice most of your life is fine and a handful of small settings are producing the trouble: what time you sleep, who you answer immediately, what you agreed to without thinking.

Instead of planning a new life, find three specific settings and change them. Say no to one standing commitment. Move one hour. Small adjustments to the right variables produce results that look like a rebuild from outside.