The choices you make after midnight rarely survive being explained at breakfast.

Late decisions get made by a tired version of you with the usual checks turned down. That version is not wicked, only less able to picture tomorrow morning, which is the one perspective that would have stopped it. The test is whether the choice survives being described in daylight to someone who knows you. Most of them do not.

Anything that feels urgent after midnight can wait for morning, where you can see whether it holds. Do not send the message, make the purchase or start the conversation. Almost nothing genuinely cannot wait eight hours.