Money can protect time when used intentionally.
STILLNESS
STILLNESS
Used deliberately, money buys back hours. Paying someone to do what you dislike and are slow at, choosing the shorter commute, replacing the thing that wastes twenty minutes a week. These are the purchases people regret least and consider least, because time returned does not feel like an acquisition.
Find the recurring task you most resent and price out removing it. If the number is affordable, that is likely the best spending you will do this year.
Which chore could you pay to stop doing yourself?
Free, with nothing to buy inside it.