Age teaches that health, time, and trustworthy people appreciate differently than status.

Status can vanish with a change of job or circumstance and it does not compound. Health, unstructured time, and people who will tell you the truth all become more valuable the longer you hold them, and none of them can be quickly acquired when you finally want them.

Check where your effort has been going against that list. If most of it has gone into the thing that does not appreciate, redirect a little. These are slow assets and the only way to have them later is to have started earlier.