A subscription can keep collecting from an interest that quietly ended.

Subscriptions are built to survive your losing interest. The charge continues because stopping requires an action and continuing requires none, so the arrangement collects from an enthusiasm that ended months ago. It is a design that profits from ordinary inattention rather than from anything you are getting.

Once a year, go through what is charging you monthly and cancel anything you did not consciously use. It takes under an hour and usually recovers more than most other financial tidying. Default settings collect a great deal of money quietly.