The choice becomes clearer when you name what you are unwilling to trade away.

Most decisions look complicated because everything is being weighed against everything at once. Fixing one thing in place collapses the problem. Once you know the sleep, the relationship, the health or the hour with your children that is not available for trading, half the options reveal themselves as unaffordable, and the rest become a normal comparison rather than an agony.

Write down two or three things you are not willing to spend, in plain language, before you look at the options again. Test each possibility against that short list first. Anything that fails it can be set aside without further debate.