Stop asking whether the moment is ideal and ask whether delay is helping.
RESILIENCE
RESILIENCE
The ideal moment is not a real category, and looking for it can occupy years. A more useful question is whether the delay is doing anything, whether waiting is actually improving your position or just deferring the discomfort of starting. Usually it is the second.
Ask what specifically will be better in three months if you wait. If you can name something concrete, wait. If you cannot, the waiting is not strategy and it is worth stopping.
Is waiting improving your chances, or only postponing them?
Free, with nothing to buy inside it.