The desire of gold is not for gold. It is for the means of freedom and benefit.

Nobody actually wants the money. What is wanted is the thing money stands in for: being able to say no, being able to help, not having the month decided for you. The number becomes a substitute because it is countable and the real wish is not. That swap is how people end up chasing an amount long after it stopped buying them anything they wanted.

Name the freedom underneath your own number. Then ask which parts of it are already available without waiting, since some usually are, and start using those now rather than at the finish line.