You can question a rule and still respect the person who made it. That’s how rules get better.

Disagreement reads as disloyalty because people collapse the rule and the person into one object. They are separate. Questioning a policy out loud and without contempt is the only mechanism by which a bad one ever gets fixed, and the people who write them usually know that better than anyone. Your tone decides which of the two they hear.

Bring the rule you think is wrong to whoever is responsible, and ask about the reason behind it first. Say plainly that you are asking about the rule and not about them. Sometimes the answer satisfies you, and sometimes you are why it changes.