Know how much risk you actually like, not how much you pretend to like around friends.

Appetite for risk varies a lot, and almost nobody reports theirs honestly in a group, because the higher number sounds better out loud. So you agree to something, quietly dread it, do it anyway, and file the dread under personal weakness. Your real level is neither brave nor cowardly. It is a setting, like your best hours, and plans go better when they are built around the true number.

Think of two recent things you said yes to. Mark which one you actually wanted and which you agreed to for the room. The second list is the one to watch.