Your parents’ highest point can be your starting line. That’s what they were building toward all along.

Progress across generations works through inheritance of position, not only of money. Where your parents ended up, whatever that is, becomes the ordinary background you begin from, and things that cost them years may cost you an afternoon. That is not an unfair advantage. It is the intended result of what they were doing.

Find out what they actually had to do to get there, in detail, while you can still ask. Then use the position rather than apologizing for it or pretending it is not there. Building on from where they stopped is what they were working for.