Swap “why does this always happen to me?” for “what’s the pattern here?” Better question, better answer.
REFLECTION
REFLECTION
One question searches for a culprit and the other searches for a mechanism. Asking why this always happens to you assumes the cause is fixed and outside you, so the only available answer is bad luck, which leads nowhere. Asking what the pattern is turns the same situation into something with parts you can look at. The facts do not change, only the direction of the looking.
Take whatever is frustrating you and ask the second question. Look for the repeated step rather than the repeated outcome. Some patterns will turn out not to be yours to fix, and knowing that is useful too.
What pattern keeps repeating that you call bad luck?
Free, with nothing to buy inside it.