If someone keeps borrowing and never returning, the problem isn’t your memory.

When something happens over and over, the mind reaches for the explanation that blames nobody, usually a vague sense that you are disorganized or misremembering. Count it instead. One hoodie that never came home is forgetfulness. Five of them is a habit, and it belongs to the person who keeps walking off with your things.

Ask once, plainly, with a day in it: can you bring that back by Friday. Nothing attached, no lecture around it. If the answer is another delay, keep lending to that person only at a level you would not mind losing, and keep the good jacket in your own closet.