Dating someone doesn’t come with access to your passwords.

Access and affection are separate things, and mixing them is how a relationship starts running on proof instead of trust. Being together entitles nobody to the inside of your phone. When the request arrives framed as what people do if they have nothing to hide, notice that it makes privacy itself the accusation, which is a trick rather than an argument.

You can decline without offering a trade. Mine stay mine, said once and calmly, covers it. If declining produces a fight instead of a shrug, the fight is the useful information, and it is worth taking seriously now.