The easy answer can be expensive for someone whose circumstances were left out of it.

Simple advice usually assumes a set of conditions that go unstated: money, transport, health, time, somebody to help. For anyone missing one of those, the easy answer costs far more than it appears to, and following it can do real damage. The advice is not wrong so much as written for a life that is not theirs.

Before offering a solution, ask what would make it hard rather than assuming it is straightforward. When you receive advice that will not work for you, it is fair to say what your conditions actually are rather than treating the mismatch as a personal failing.