He that defers his charity until he is dead is, if a man weighs it rightly, rather liberal of another man’s goods than his own.

Giving away what you can no longer use is not the same act as giving away what you could still have spent. There is nothing wrong with leaving something behind, but it costs the giver nothing, and the part that would have been costly is the part that would have changed him. Generosity only does its work on you while the money is still genuinely yours to keep.

Move some portion of what you intend to give eventually into this year. Make it an amount you feel, give it to something you can see working, and notice what happens to you as well as to them.