We should provide in peace what we need in war.

Everything you will need in a crisis has to be built during the quiet stretch, because a crisis consumes capacity rather than creating it. Savings, relationships, documentation, health, a person you can call: none of these can be assembled at the moment they are required. A calm period is not a reward for surviving the last hard thing, it is the material for the next one.

Look at what is currently untroubled in your life and ask what version of trouble it would face. Build the one dull safeguard you have been meaning to build. It costs little now and cannot be bought later at any price.