If you were close enough to date in person, you’re close enough to end it in person.

Ending it over text is quicker for exactly one person. The other one is left with a screen, no tone, no chance to ask anything, and a thing to reread for weeks. Doing it in person is worse for you and much better for them, which is the whole reason it is the right call. The discomfort is the part you owe.

If it is over, say it face to face, briefly and without a list of faults. Be clear that it is a decision rather than an opening, and then leave them to their day.