Money is a tool that becomes dangerous when promoted into an identity.

Money works well as an instrument and badly as a self. Once your sense of who you are is attached to a number, every fluctuation becomes personal, enough is never reached, and decisions start being made to protect the identity rather than to improve the life. The tool starts using you.

Ask what you would still be if your finances changed significantly in either direction. If the answer is thin, that is worth attending to now, while nothing is forcing the question.