Money creates choices, but choices still require wisdom.

Options are not answers. Money widens what is available and leaves entirely open which of the newly available things is worth choosing, and more options with unchanged judgment produces more elaborate mistakes rather than better outcomes. The hard part was never the constraint.

When a new possibility opens because you can now afford it, apply the same test you would have used before. Ask whether you wanted this when it was impossible. Affordability is not a reason on its own.