A friend who keeps score out loud is building a case. Notice it early.

Running tallies are usually preparation for a verdict. When somebody keeps listing what they have done for you and what you have not done back, the list is not a request for balance, it is evidence being gathered for a later conversation. Real friendships keep rough accounts and almost never read them aloud. Spotting the habit early saves you the shock of the eventual bill.

If you are hearing a tally, ask once and directly what they want to be different. A real answer gives you something to fix. If the list just continues, you know the shape of the friendship now.