Some kids get inheritance. Some get lessons in what not to do. Both are useful if you study them.

Not everyone starts with the same resources, and pretending that gap does not exist helps nobody. What you do get, if you grew up watching things go wrong, is a very clear picture of which choices lead where. That knowledge is real and specific, and plenty of people with money never acquire it.

Write down the two or three patterns you have decided not to repeat, in plain terms, while they are still clear to you. Keep it somewhere you will find it in ten years. And notice where you might be copying something without having chosen it.