Someone who needs all your passwords to trust you doesn’t trust you. They’re supervising.

Access is not the same as trust. Trust is what lets you be out of sight without the other person needing a feed from you. Someone who requires the logins has not stopped worrying, they have just found a way to check, and checking has no stopping point because there is always one more thing to look at.

You are allowed to keep a part of your life that is simply yours. If saying no to that feels dangerous rather than awkward, that is worth paying attention to, and worth telling one adult or friend you trust. Nobody earns the right to supervise you by caring about you.